Saginaw Valley is midway between Saginaw and Bay City just off I-75/US 23 at the 160 exit to the south.

The layout is a testing, parkland style design winding along tree lined fairways over relatively level terrain with ample sand bunkering along the fairways and surrounding the greens and numerous ponds and streams in play. It was originally designed by Larry Packard in the 1950s with three sets of tees from 5,823 yards to 6,966 yards at the tips, 73.3.125, course/slope ratings.